Anton Payments
Anton Payments
LiveScoring · v1.0

Five dimensions behind every Intelligence decision.

Sentinel, Engine, and Brain independently evaluate the same normalized event. The orchestrator synthesizes the final decision, then explains it through five merchant-facing scoring dimensions: transaction risk, onboarding risk, monitoring, anomaly detection, and graph intelligence.

Request early accessSee how it works under the hood
TRStransaction risk
ORSonboarding risk
TMmonitoring
ADanomaly detection
GIgraph intelligence

How It Works

One event. Five dimensions. One decision.

Watch a sample evaluation flow through Anton Intelligence in real time. Hover to pause and inspect any dimension.

Now scoring

pout_8f3a92c1$12,450
Scoring…
TRS

Transaction Risk Scoring

Real-time transaction severity in the final decision

ORS

Onboarding Risk Scoring

Intelligent merchant and payee vetting at signup

TM

Transaction Monitoring

Rolling-window behavioral analysis in real time

AD

Anomaly Detection

Pattern recognition for emerging threats

GI

Graph Intelligence

Network mapping and relationship analysis

Deep Dive

Inside each dimension.

01TRS

Real-time risk assessment for transaction events

The TRS dimension explains transaction-level severity on a 0 to 1000 scale. The orchestrator derives it from normalized peer evidence, velocity context, corridor risk, instrument risk, and deterministic policy outcomes.

Proportional scoring 0-1000Two-tier reason codesSub-second evaluation

Transaction Analysis

Transactionpout_abc123 — $12,450.00
Risk Score142 / 1000
Reason CodeRC-TRS-001
ExplanationVelocity pattern within normal range
TRSORSTMADGI
02ORS

Intelligent vetting before a single dollar moves

The ORS dimension explains onboarding and payee-registration risk. It summarizes merchant, business, identity, document, and jurisdiction evidence without exposing raw PII or peer internals.

Inline with onboardingPersona KYB/KYC integrationAutomated enhanced due diligence

Onboarding Assessment

MerchantAcme Marketplace Inc.
ORS Score218 / 1000
KYB StatusVerified
Risk ProfileStandard — no enhanced review required
TRSORSTMADGI
03TM

Behavioral analysis that catches what static rules miss

The TM dimension explains monitoring evidence across rolling windows and behavioral baselines. It surfaces whether historical context or transaction drift contributed to the orchestrated decision.

Rolling-window analysisBehavioral baselinesRedis-backed state

Behavioral Monitor

Payeepayee_tok_xyz789
Window24h rolling — 47 transactions
BaselineAvg $2,340 / txn — current within 1.2 SD
StatusNormal behavioral pattern
TRSORSTMADGI
04AD

Pattern recognition when Brain is enabled

The AD dimension is Brain-backed anomaly detection. Until Brain is enabled, Anton reports this dimension as not configured; once active, it explains emerging threats that deterministic rules would not catch.

Adaptive learningStatistical outlier detectionAutomatic ORS re-evaluation on CRITICAL

Anomaly Flagged

Transactionpout_jkl012 — $47,200.00
AD Score847 / 1000
Reason CodeRC-AD-003
ExplanationAnomalous amount deviation — 4.7 SD above merchant baseline
TRSORSTMADGI
05GI

Network mapping that reveals hidden relationships

The GI dimension explains entity, relationship, and watchlist intelligence. It captures possible matches, cleared matches, missing disambiguators, and graph relationships in provider-neutral language.

Payee network mappingCoordinated risk detectionRelationship analysis

Network Analysis

ClusterGI-CLU-0042 — 7 connected entities
Shared Attributes3 payees share IP range, 2 share bank details
Risk AssessmentElevated — coordinated pattern detected
RecommendationManual review recommended for cluster
TRSORSTMADGI

Scoring

Proportional severity.
Not binary decisions.

Most fraud systems decide: approve or block. Anton Intelligence returns a decision and a 0 to 1000 scoring explanation — and the action, posture, and reason code shift with the score. Drag the thumb to feel the difference.

Risk score

142/ 1000
Low· 0 — 300

Layer contribution

TRS
125
ORS
145
TM
134
AD
175
GI
143
LowElevatedCritical

Action

Auto-approve

Standard processing path with full audit trail. No human in the loop required.

Conf98.1%
Decision55ms

Sample reason codes

3 signals

See Anton Intelligence in action.

Anton Payments is currently in early access. Request an invitation to be among the first platforms to integrate.

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